Frequently Asked Questions
Why deal with Saveonbikeloans.com.au?
Our motto is Great Service-Great Results.
We have a full range of Finance and Insurance Products which will suit any bike, whether you are buying it from a Dealer or Private Sale. With a wide range of Lenders, you can be rest assured that you will get the best interest rate and Finance option to suit your needs. We will do the hard work for you to ensure you are looked after in the best possible way because we want you to be a customer of ours for years to come. Call us on 1300 000 326 and let us prove it.
How long will it take to get a loan?
In most cases we can complete everything over the phone and once the loan is approved, we can email the documents or see you personally and do this within 24 hours. We will either meet you at work or home to suit your personal needs. We will endeavour to make the process as simple and easy for you.
Can I buy a bike from a Private Seller?
Yes we can Finance a bike from a private seller. We will complete all of the relevant searches to ensure the boat is not written off , stolen or under Finance so you can be happy to know the bike is everything you want. We can even Finance a bike in any state of Australia so you can look far and wide to find the bike of your dreams.
Can I get my Loan Approved before I buy it?
We can certainly get an Approval for you on the type of Bike you are looking for before you put in an offer for it. Getting a pre-approval before you go bike shopping is a good idea as it allows you more bargaining power as a buyer knowing how much you can spend. We can also let you know if the selling price is in line with what the Financier believes the bike is worth which will give you peace of mind knowing you are paying the correct price.
Can I include Insurance in the Loan?
Yes you definitely can. We offer a wide range of Insurance Products such as Bike Insurance, Loan Protection, Gap Cover and Warranty. We can include these products into your payments so you don’t have to worry about not covering yourself or the chattel you are buying. If something should go wrong, and you have the relevant coverage, you will be well looked after. Peace of Mind!!!
When do I make my first payment and can I pay extra?
Yes, we can certainly look at getting an Approval for you. We may need a bit more information but we have some specialised Finance Companies that will look at your application and not judge you on a past blemish.
The first payment will be due one month after the Loan has settled. The payments can be deducted out of your nominated Bank Account or by BPAY .Extra payments can be made at any time by cheque, cash, direct deposit or BPAY which will help you pay off your loan quicker and pay less Interest.
Use the calculator below to determine whether you want to pay your Loan weekly, fortnightly or monthly.
Finance Loan Calculator
I have had Bad Credit before ,can you help?
Saveonbikeloans prides itself on working hard for every client we deal with. If you have had some bad luck previously whether by having a bad credit rating or bankruptcy , we have a second chance product for you. The second chance option takes into consideration different criteria in relation to an Approval , but we have helped many clients get the bike of their dreams with a less than perfect record. Ring us today on 1300 000 326 to discuss how we can help you.
Should I apply with more than one Finance Company?
Generally no ,you should not apply with more than one Lender at a time as too many enquires on your Credit File could hinder your chance of an Approval. Every time you apply, an enquiry registers on your credit file and if you have too many, it will affect your overall score. Remember, it will stay on your file for 5 years. Speak to one of the experts in our office and we will let you know straight away what is on your File.
If you have any more questions, please call us on 1300 000 326.
Finance Loan Calculator
Our aim is to provide you with excellent service through offering a great range of finance and insurance products and assist you with your next asset purchase be it new or used. We specialize in private sale cars, bikes, boats and caravans. Let us make your dream a reality.